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PROGRAM HAS BEEN PUT ON HOLD FOR 2008!
A program by the Hamilton County Commissioners and the Hamilton County Treasurer
Homeowners in participating Hamilton County communities can get a home improvement loan 3% below the lowest rate a bank would normally offer.
Hamilton County Commissioners have put your tax dollars to work for you. The "HIP" loan allows homeowners in Hamilton County communities to borrow money to repair or remodel their homes or rental property at interest rates 3% below the lowest rate a bank would normally offer.
Loans may be used for ...
- Bathrooms
- Ceilings & Walls
- Central Air & Furnaces
- Decks
- Garages Gutters & Roofs
- Kitchen Remodeling
- Landscaping
- Paint & Carpeting
- Plumbing
- Room Additions
- Siding, Windows & Doors
... and much more!
Loans at 3% below market rate, 5 year term - only one outstanding loan at any given time
Available in participating Hamilton County communities
No Income Restrictions for eligibility
Loans capped at $50,000
For single-family, two-family, and multi-family dwellings
Owner-occupied and investment dwellings
Single-family and two-family properties valued up to $300,000 (based on Hamilton County Auditor's real estate appraisal)
No property value limit on multi-family dwellings (three or more units
Loans can be used for alteration, repair, maintenance or improvement
Can also be used for code violation compliance and property upgrades
Contact participating banks:
Fifth Third Bank:1-800-704-2214
US Bank (formerly Firstar):Call your local branch office
KeyBank:Contact your local KeyCenter
Provident Bank:Call your local branch office
North Side Bank:Call your local branch office
For more information, contact:
pat.hanrahan@hamilton-co.org
Pat Hanrahan, "HIP" Coordinator
Hamilton County Department of Community Development
138 East Court Street, Room 507
Cincinnati, OH 45202
Direct: 513.946.4988
Fax: 513.946-4919
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