Hamilton County Home Improvement (H.I.P.) Program
     
 

   PROGRAM HAS BEEN PUT ON HOLD FOR 2008!  

A program by the Hamilton County Commissioners and the Hamilton County Treasurer


Homeowners in participating Hamilton County communities can get a home improvement loan 3% below the lowest rate a bank would normally offer.
Hamilton County Commissioners have put your tax dollars to work for you. The "HIP" loan allows homeowners in Hamilton County communities to borrow money to repair or remodel their homes or rental property at interest rates 3% below the lowest rate a bank would normally offer.

Loans may be used for ...
  • Bathrooms
  • Ceilings & Walls
  • Central Air & Furnaces
  • Decks
  • Garages Gutters & Roofs
  • Kitchen Remodeling
  • Landscaping
  • Paint & Carpeting
  • Plumbing
  • Room Additions
  • Siding, Windows & Doors

    ... and much more!
    Loans at 3% below market rate, 5 year term - only one outstanding loan at any given time

    Available in participating Hamilton County communities

    No Income Restrictions for eligibility
    Loans capped at $50,000

    For single-family, two-family, and multi-family dwellings

    Owner-occupied and investment dwellings

    Single-family and two-family properties valued up to $300,000 (based on Hamilton County Auditor's real estate appraisal)

    No property value limit on multi-family dwellings (three or more units

    Loans can be used for alteration, repair, maintenance or improvement

    Can also be used for code violation compliance and property upgrades

    Contact participating banks:
    Fifth Third Bank:1-800-704-2214
    US Bank (formerly Firstar):Call your local branch office
    KeyBank:Contact your local KeyCenter
    Provident Bank:Call your local branch office
    North Side Bank:Call your local branch office

    For more information, contact:

    pat.hanrahan@hamilton-co.org

    Pat Hanrahan, "HIP" Coordinator
    Hamilton County Department of Community Development
    138 East Court Street, Room 507
    Cincinnati, OH 45202
    Direct: 513.946.4988
    Fax: 513.946-4919




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